Nursing home visit, complex in Minnesota
Below is what hospitals in Minnesota charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 2 hospitals in Minnesota run from $181 to $245. The typical hospital charges $213. Where a hospital sits on this scale matters more than the number alone:
typical: $213
Cheaper than most hospitalsPricier than most hospitals
2 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Perham Health MN · Price file February 1, 2026 | $181Insurance typically pays $103Sticker price $278 | Lowest price of any hospital | $103 | $278 |
| Lifecare Medical Center MN · Price file August 5, 2026 | $245Insurance typically pays $139Sticker price $278 | Highest price of any hospital | $139 | $278 |
Procedure code 99309. Prices are from each hospital's own published price file — see methodology.