Emergency room visit, high complexity in Tennessee
Below is what hospitals in Tennessee charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 17 hospitals in Tennessee run from $705 to $6,358. The typical hospital charges $960. Where a hospital sits on this scale matters more than the number alone:
typical: $960
Cheaper than most hospitalsPricier than most hospitals
18 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Baptist Memorial Hospital - Carroll County TN · Price file February 27, 2026 | $705Insurance typically pays $1,011Sticker price $4,703 | Lowest price of any hospital | $1,011 | $4,703 |
| Baptist Memorial Hospital Tipton TN · Price file February 27, 2026 | $705Insurance typically pays $1,011Sticker price $4,703 | Lowest price of any hospital | $1,011 | $4,703 |
| Baptist Memorial Hospital TN · Price file February 27, 2026 | $705Insurance typically pays $1,011Sticker price $4,703 | Lowest price of any hospital | $1,011 | $4,703 |
| Baptist Memorial Hospital Union City TN · Price file February 27, 2026 | $705Insurance typically pays $1,011Sticker price $4,703 | Lowest price of any hospital | $1,011 | $4,703 |
| Starr Regional Medical Center Athens TN | $757Insurance typically pays —Sticker price $3,862 | Cheaper than 75% of hospitals | — | $3,862 |
| Southern Tennessee Regional Health System Lawrence TN | $858Insurance typically pays —Sticker price $3,444 | Cheaper than 69% of hospitals | — | $3,444 |
| Ascension Saint Thomas Hospital West TN | $960Insurance typically pays $763Sticker price $3,200 | Cheaper than 62% of hospitals | $763 | $3,200 |
| Ascension Saint Thomas Hospital Midtown TN | $960Insurance typically pays $763Sticker price $3,200 | Cheaper than 62% of hospitals | $763 | $3,200 |
| Ascension Saint Thomas Highlands TN | $960Insurance typically pays $599Sticker price $3,200 | Cheaper than 50% of hospitals | $599 | $3,200 |
| Ascension Saint Thomas River Park TN | $960Insurance typically pays $590Sticker price $3,200 | Cheaper than 50% of hospitals | $590 | $3,200 |
| Ascension Saint Thomas Dekalb TN | $960Insurance typically pays $599Sticker price $3,200 | Cheaper than 50% of hospitals | $599 | $3,200 |
| Memorial Healthcare System, Inc Chattanooga, TN · Price file February 28, 2026 | $1,129Insurance typically pays $959Sticker price $2,668 | Pricier than 69% of hospitals | $959 | $2,668 |
| Southern Tennessee Regional Health System Pulaski TN | $1,298Insurance typically pays —Sticker price $4,430 | Pricier than 75% of hospitals | — | $4,430 |
| Ascension Saint Thomas Stones River TN | $1,395Insurance typically pays $1,108Sticker price $3,772 | Pricier than 81% of hospitals | $1,108 | $3,772 |
| Parkridge Medical Center TN · Price file September 1, 2026 | $2,278Insurance typically pays $1,481Sticker price $2,278 | Pricier than 88% of hospitals | $1,481 | $2,278 |
| Tristar Summit Medical Center TN | $3,414Insurance typically pays $2,100Sticker price $3,414 | Pricier than 94% of hospitals | $2,100 | $3,414 |
| Methodist Hospitals Of Memphis Memphis, TN | $6,358Insurance typically pays $561Sticker price $28,901 | Highest price of any hospital | $561 | $28,901 |
| Ascension Saint Thomas Hickman TN | —Insurance typically pays $2,380Sticker price — | — | $2,380 | — |
Procedure code 99285. Prices are from each hospital's own published price file — see methodology.