Emergency room visit, high complexity in Kentucky
Below is what hospitals in Kentucky charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 13 hospitals in Kentucky run from $212 to $2,642. The typical hospital charges $757. Where a hospital sits on this scale matters more than the number alone:
typical: $757
Cheaper than most hospitalsPricier than most hospitals
18 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| St Claire Regional Medical Center KY · Price file June 18, 2026 | $212Insurance typically pays $218Sticker price $283 | Lowest price of any hospital | $218 | $283 |
| Breckinridge Memorial Hospital KY · Price file July 16, 2026 | $374Insurance typically pays $269Sticker price $747 | Cheaper than 92% of hospitals | $269 | $747 |
| Norton Hospitals, Inc Louisville, KY · Price file February 11, 2026 | $394Insurance typically pays $852Sticker price $1,972 | Cheaper than 83% of hospitals | $852 | $1,972 |
| King'S Daughters' Medical Center Ashland, KY | $406Insurance typically pays —Sticker price $1,353 | Cheaper than 75% of hospitals | — | $1,353 |
| Monroe County Medical Center KY · Price file October 8, 2026 | $466Insurance typically pays $243Sticker price $562 | Cheaper than 67% of hospitals | $243 | $562 |
| Rockcastle Regional Hospital & Respiratory Care Ct KY · Price file July 1, 2026 | $611Insurance typically pays $407Sticker price $804 | Cheaper than 58% of hospitals | $407 | $804 |
| Russell County Hospital KY · Price file August 31, 2026 | $757Insurance typically pays $662Sticker price $946 | Cheaper than 50% of hospitals | $662 | $946 |
| Meadowview Regional Medical Center KY | $1,560Insurance typically pays $2,053Sticker price $3,901 | Pricier than 58% of hospitals | $2,053 | $3,901 |
| Spring View Hospital KY | $1,613Insurance typically pays $1,989Sticker price $4,031 | Pricier than 67% of hospitals | $1,989 | $4,031 |
| Murray-calloway County Hospital KY · Price file September 9, 2026 | $1,996Insurance typically pays $1,466Sticker price $3,070 | Pricier than 75% of hospitals | $1,466 | $3,070 |
| Jackson Purchase Medical Center KY | $2,323Insurance typically pays $2,531Sticker price $5,807 | Pricier than 83% of hospitals | $2,531 | $5,807 |
| St Elizabeth Edgewood Edgewood, KY · Price file April 1, 2026 | $2,462Insurance typically pays $638Sticker price $2,462 | Pricier than 92% of hospitals | $638 | $2,462 |
| Baptist Health Louisville Louisville, KY · Price file September 25, 2026 | $2,642Insurance typically pays $1,766Sticker price $3,522 | Highest price of any hospital | $1,766 | $3,522 |
| The Medical Center At Caverna KY · Price file April 1, 2026 | —Insurance typically pays $1,431Sticker price $2,549 | — | $1,431 | $2,549 |
| Frankfort Regional Medical Center KY | —Insurance typically pays $3,629Sticker price — | — | $3,629 | — |
| The Medical Center At Albany KY · Price file July 1, 2024 | —Insurance typically pays $1,431Sticker price $2,549 | — | $1,431 | $2,549 |
| The Medical Center At Scottsville KY · Price file April 1, 2026 | —Insurance typically pays $1,525Sticker price $2,549 | — | $1,525 | $2,549 |
| The Medical Center At Franklin KY · Price file April 1, 2026 | —Insurance typically pays $1,552Sticker price $2,218 | — | $1,552 | $2,218 |
Procedure code 99285. Prices are from each hospital's own published price file — see methodology.