Emergency room visit, minor in Tennessee
Below is what hospitals in Tennessee charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 17 hospitals in Tennessee run from $49 to $583. The typical hospital charges $208. Where a hospital sits on this scale matters more than the number alone:
typical: $208
Cheaper than most hospitalsPricier than most hospitals
18 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Baptist Memorial Hospital TN · Price file February 27, 2026 | $49Insurance typically pays $145Sticker price $326 | Lowest price of any hospital | $145 | $326 |
| Baptist Memorial Hospital Tipton TN · Price file February 27, 2026 | $49Insurance typically pays $145Sticker price $326 | Lowest price of any hospital | $145 | $326 |
| Baptist Memorial Hospital - Carroll County TN · Price file February 27, 2026 | $49Insurance typically pays $145Sticker price $326 | Lowest price of any hospital | $145 | $326 |
| Baptist Memorial Hospital Union City TN · Price file February 27, 2026 | $49Insurance typically pays $145Sticker price $326 | Lowest price of any hospital | $145 | $326 |
| Southern Tennessee Regional Health System Pulaski TN | $85Insurance typically pays —Sticker price $290 | Cheaper than 75% of hospitals | — | $290 |
| Southern Tennessee Regional Health System Lawrence TN | $122Insurance typically pays —Sticker price $488 | Cheaper than 69% of hospitals | — | $488 |
| Starr Regional Medical Center Athens TN | $133Insurance typically pays —Sticker price $678 | Cheaper than 62% of hospitals | — | $678 |
| Methodist Hospitals Of Memphis Memphis, TN | $178Insurance typically pays $81Sticker price $807 | Cheaper than 56% of hospitals | $81 | $807 |
| Ascension Saint Thomas Hospital Midtown TN | $208Insurance typically pays $118Sticker price $692 | Cheaper than 50% of hospitals | $118 | $692 |
| Ascension Saint Thomas Hospital West TN | $208Insurance typically pays $118Sticker price $692 | Cheaper than 50% of hospitals | $118 | $692 |
| Ascension Saint Thomas River Park TN | $208Insurance typically pays $108Sticker price $692 | Cheaper than 50% of hospitals | $108 | $692 |
| Ascension Saint Thomas Highlands TN | $208Insurance typically pays $108Sticker price $692 | Pricier than 69% of hospitals | $108 | $692 |
| Ascension Saint Thomas Dekalb TN | $208Insurance typically pays $108Sticker price $692 | Pricier than 69% of hospitals | $108 | $692 |
| Ascension Saint Thomas Stones River TN | $212Insurance typically pays $159Sticker price $572 | Pricier than 81% of hospitals | $159 | $572 |
| Memorial Healthcare System, Inc Chattanooga, TN · Price file February 28, 2026 | $237Insurance typically pays $237Sticker price $561 | Pricier than 88% of hospitals | $237 | $561 |
| Tristar Summit Medical Center TN | $452Insurance typically pays $517Sticker price $452 | Pricier than 94% of hospitals | $517 | $452 |
| Parkridge Medical Center TN · Price file September 1, 2026 | $583Insurance typically pays $400Sticker price $583 | Highest price of any hospital | $400 | $583 |
| Ascension Saint Thomas Hickman TN | —Insurance typically pays $923Sticker price — | — | $923 | — |
Procedure code 99281. Prices are from each hospital's own published price file — see methodology.