Doctor visit, established patient, complex in Tennessee
Below is what hospitals in Tennessee charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 10 hospitals in Tennessee run from $81 to $1,029. The typical hospital charges $92. Where a hospital sits on this scale matters more than the number alone:
typical: $92
Cheaper than most hospitalsPricier than most hospitals
17 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Baptist Memorial Hospital - Carroll County TN · Price file February 27, 2026 | $81Insurance typically pays $325Sticker price $541 | Lowest price of any hospital | $325 | $541 |
| Baptist Memorial Hospital Union City TN · Price file February 27, 2026 | $81Insurance typically pays $325Sticker price $541 | Lowest price of any hospital | $325 | $541 |
| Baptist Memorial Hospital TN · Price file February 27, 2026 | $81Insurance typically pays $325Sticker price $541 | Lowest price of any hospital | $325 | $541 |
| Baptist Memorial Hospital Tipton TN · Price file February 27, 2026 | $81Insurance typically pays $325Sticker price $541 | Lowest price of any hospital | $325 | $541 |
| Methodist Hospitals Of Memphis Memphis, TN | $90Insurance typically pays $131Sticker price $409 | Cheaper than 56% of hospitals | $131 | $409 |
| Starr Regional Medical Center Athens TN | $93Insurance typically pays —Sticker price $476 | Pricier than 56% of hospitals | — | $476 |
| Ascension Saint Thomas Stones River TN | $263Insurance typically pays $435Sticker price $710 | Pricier than 67% of hospitals | $435 | $710 |
| Southern Tennessee Regional Health System Lawrence TN | $346Insurance typically pays —Sticker price $1,384 | Pricier than 78% of hospitals | — | $1,384 |
| Memorial Healthcare System, Inc Chattanooga, TN · Price file February 28, 2026 | $400Insurance typically pays $156Sticker price $945 | Pricier than 89% of hospitals | $156 | $945 |
| Tristar Summit Medical Center TN | $1,029Insurance typically pays $123Sticker price $1,029 | Highest price of any hospital | $123 | $1,029 |
| Ascension Saint Thomas Dekalb TN | —Insurance typically pays $101Sticker price — | — | $101 | — |
| Parkridge Medical Center TN · Price file September 1, 2026 | —Insurance typically pays $82Sticker price — | — | $82 | — |
| Ascension Saint Thomas Hospital Midtown TN | —Insurance typically pays $101Sticker price — | — | $101 | — |
| Ascension Saint Thomas Hickman TN | —Insurance typically pays $101Sticker price — | — | $101 | — |
| Ascension Saint Thomas Highlands TN | —Insurance typically pays $101Sticker price — | — | $101 | — |
| Ascension Saint Thomas River Park TN | —Insurance typically pays $101Sticker price — | — | $101 | — |
| Ascension Saint Thomas Hospital West TN | —Insurance typically pays $101Sticker price — | — | $101 | — |
Procedure code 99215. Prices are from each hospital's own published price file — see methodology.