Doctor visit, new patient, complex in New York
Below is what hospitals in New York charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 8 hospitals in New York run from $286 to $1,045. The typical hospital charges $346. Where a hospital sits on this scale matters more than the number alone:
typical: $346
Cheaper than most hospitalsPricier than most hospitals
9 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Arnot Ogden Medical Center NY · Price file January 13, 2026 | $286Insurance typically pays $206Sticker price $286 | Lowest price of any hospital | $206 | $286 |
| Ira Davenport Memorial Hospital NY · Price file October 2, 2025 | $286Insurance typically pays $214Sticker price $286 | Lowest price of any hospital | $214 | $286 |
| Our Lady of Lourdes Memorial Hospital NY | $314Insurance typically pays $538Sticker price $848 | Cheaper than 71% of hospitals | $538 | $848 |
| Garnet Health Medical Center Catskills - (csk) NY · Price file April 1, 2026 | $346Insurance typically pays $646Sticker price $1,385 | Cheaper than 57% of hospitals | $646 | $1,385 |
| Garnet Health Medical Center NY · Price file April 1, 2026 | $346Insurance typically pays $646Sticker price $1,385 | Cheaper than 57% of hospitals | $646 | $1,385 |
| New York-Presbyterian Hospital New York, NY · Price file March 31, 2026 | $536Insurance typically pays $622Sticker price $715 | Pricier than 71% of hospitals | $622 | $715 |
| Montefiore Medical Center T C NY · Price file September 28, 2026 | $780Insurance typically pays $337Sticker price $1,103 | Pricier than 86% of hospitals | $337 | $1,103 |
| Memorial Hospital For Cancer And Allied Diseases NY · Price file September 15, 2024 | $1,045Insurance typically pays $438Sticker price $1,045 | Highest price of any hospital | $438 | $1,045 |
| University Hospital S U N Y Health Science Center NY · Price file September 5, 2026 | —Insurance typically pays $368Sticker price $1,234 | — | $368 | $1,234 |
Procedure code 99205. Prices are from each hospital's own published price file — see methodology.