Eye exam, new patient, comprehensive in Iowa
Below is what hospitals in Iowa charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 12 hospitals in Iowa run from $150 to $344. The typical hospital charges $312. Where a hospital sits on this scale matters more than the number alone:
typical: $312
Cheaper than most hospitalsPricier than most hospitals
12 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Jefferson County Health Center IA · Price file August 20, 2026 | $150Insurance typically pays $76Sticker price $250 | Lowest price of any hospital | $76 | $250 |
| Finley Hospital IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Trinity Muscatine IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Jones Regional Medical Center IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Grinnell Regional Medical Center IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Allen Hospital IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Unitypoint Health - Des Moines Iowa Methodist Medi IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| St Lukes Hospital IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| St Lukes Regional Medical Center IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Unitypoint Health - Marshalltown IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Trinity Regional Medical Center IA · Price file November 4, 2026 | $312Insurance typically pays $168Sticker price $390 | Cheaper than 91% of hospitals | $168 | $390 |
| Broadlawns Medical Center IA | $344Insurance typically pays $200Sticker price $344 | Highest price of any hospital | $200 | $344 |
Procedure code 92004. Prices are from each hospital's own published price file — see methodology.