HCHG FACTOR 8 ASSAY in Tennessee
Below is what hospitals in Tennessee charge if you pay cash, and the typical rate insurers negotiated.
Cash prices at 17 hospitals in Tennessee run from $18 to $1,805. The typical hospital charges $114. Where a hospital sits on this scale matters more than the number alone:
typical: $114
Cheaper than most hospitalsPricier than most hospitals
18 hospitals. Sort by: Cash price ▲ · Negotiated median · Gross charge · Negotiated low
What these numbers mean.
Cash price is what the hospital lists for patients paying out of pocket.
Negotiated median is the middle of what insurance companies actually agreed to pay.
Gross charge is the sticker price — almost nobody pays it.
What you will actually pay is usually different from both numbers:
with insurance, your deductible, copay, or coinsurance decides what you owe —
the negotiated rate is what the insurer pays, not your bill.
A single line item may not be the whole cost: physician, anesthesia, pathology,
and facility fees can be billed separately.
Prices vary by hospital and change over time; always confirm with the hospital before you go.
| Hospital | Cash price | Where it sits | Insurance pays (typical) | Gross charge |
|---|---|---|---|---|
| Ascension Saint Thomas Stones River TN | $18Insurance typically pays $18Sticker price $50 | Lowest price of any hospital | $18 | $50 |
| Memorial Healthcare System, Inc Chattanooga, TN · Price file February 28, 2026 | $49Insurance typically pays $24Sticker price $116 | Cheaper than 94% of hospitals | $24 | $116 |
| Methodist Hospitals Of Memphis Memphis, TN | $55Insurance typically pays $18Sticker price $249 | Cheaper than 88% of hospitals | $18 | $249 |
| Ascension Saint Thomas Dekalb TN | $106Insurance typically pays $23Sticker price $353 | Cheaper than 81% of hospitals | $23 | $353 |
| Ascension Saint Thomas Hospital Midtown TN | $106Insurance typically pays $25Sticker price $353 | Cheaper than 81% of hospitals | $25 | $353 |
| Ascension Saint Thomas Highlands TN | $106Insurance typically pays $23Sticker price $353 | Cheaper than 81% of hospitals | $23 | $353 |
| Ascension Saint Thomas Hospital West TN | $106Insurance typically pays $25Sticker price $353 | Cheaper than 81% of hospitals | $25 | $353 |
| Ascension Saint Thomas River Park TN | $106Insurance typically pays $19Sticker price $353 | Cheaper than 81% of hospitals | $19 | $353 |
| Baptist Memorial Hospital Tipton TN · Price file February 27, 2026 | $114Insurance typically pays $32Sticker price $762 | Cheaper than 50% of hospitals | $32 | $762 |
| Baptist Memorial Hospital - Carroll County TN · Price file February 27, 2026 | $114Insurance typically pays $32Sticker price $762 | Cheaper than 50% of hospitals | $32 | $762 |
| Baptist Memorial Hospital TN · Price file February 27, 2026 | $114Insurance typically pays $32Sticker price $762 | Cheaper than 50% of hospitals | $32 | $762 |
| Baptist Memorial Hospital Union City TN · Price file February 27, 2026 | $114Insurance typically pays $32Sticker price $762 | Cheaper than 50% of hospitals | $32 | $762 |
| Southern Tennessee Regional Health System Lawrence TN | $141Insurance typically pays —Sticker price $566 | Pricier than 75% of hospitals | — | $566 |
| Southern Tennessee Regional Health System Pulaski TN | $187Insurance typically pays —Sticker price $637 | Pricier than 81% of hospitals | — | $637 |
| Starr Regional Medical Center Athens TN | $258Insurance typically pays —Sticker price $1,317 | Pricier than 88% of hospitals | — | $1,317 |
| Tristar Summit Medical Center TN | $308Insurance typically pays $18Sticker price $308 | Pricier than 94% of hospitals | $18 | $308 |
| Parkridge Medical Center TN · Price file September 1, 2026 | $1,805Insurance typically pays $19Sticker price $1,805 | Highest price of any hospital | $19 | $1,805 |
| Ascension Saint Thomas Hickman TN | —Insurance typically pays $25Sticker price — | — | $25 | — |
Procedure code 85240. Prices are from each hospital's own published price file — see methodology.