Unm Hospital: Financial Assistance & Charity Care
Can't afford a bill from Unm Hospital? You may not have to pay all of it. Nonprofit hospitals must offer financial assistance — here are this hospital's actual income limits and how to apply, taken from its own published policy.
Quick facts
300%of the federal poverty level — the free-care income limit
Free care: UNM Care can cover your hospital expenses if your household income is at or below 300% of the federal poverty level.
Discounted care: A 45% self-pay discount on hospital and physician charges if you are an uninsured New Mexico resident who does not qualify for free care.
How to apply: UNM Health: Financial assistance
Phone: 505-272-2521 — UNM Hospital payment arrangements and financial assistance.
How to apply
- Check the income limits above — UNM Care eligibility is based on your household size and monthly household income.
- Fill out the UNM Care or Out-of-County Care application, available at locations throughout the hospital.
- If you do not qualify for UNM Care, uninsured patients automatically get a self-pay discount — ask patient financial services for a payment plan for the rest.
Good to know
- You can apply up to 240 days after your first bill — even if the bill already went to collections.
- A new bill means a new application — you can apply more than once. More in our guide You Might Not Have to Pay That Hospital Bill.
- Whatever remains after assistance can still be negotiated: How to Negotiate a Hospital Bill.
- Free help applying: Dollar For walks you through it at no cost.
Check if you qualify at other hospitals
Sources
- Policy details above come from the hospital's own published materials, linked below. Policies change — if a link breaks or a number looks off, call the hospital and please tell us.
- UNM Health: Financial assistance (official page)
- UNM Hospital FY24 final report (UNM Care 300% FPL threshold)