St Claire Regional Medical Center: Financial Assistance & Charity Care
Can't afford a bill from St Claire Regional Medical Center? You may not have to pay all of it. Nonprofit hospitals must offer financial assistance — here are this hospital's actual income limits and how to apply, taken from its own published policy.
Quick facts
Free care: If you qualify under the Healthcare Financial Assistance Policy — household income up to 200% of the federal poverty guidelines, adjusted for family size — a 100% discount is placed on your patient balance.
Discounted care: Uninsured patients get a 25% discount regardless of income. If you do not qualify for financial assistance, a 60% deduction is applied to your balance. If your medical bills are more than 100% of your annual household income, a 50% catastrophic discount may apply.
How to apply: St. Claire Regional Medical Center: Financial assistance
Phone: 1-866-855-8567 — Patient Financial Services (from the hospital's financial assistance summary).
How to apply
- Check the income limits above — a 100% discount goes to households up to 200% of the federal poverty guidelines.
- Note: St. Claire is partnering with UK HealthCare and plans to adopt UK's charity care policy — call to confirm the current rules.
- Fill out the financial assistance application and gather proof of income, like pay stubs or a tax return.
- Submit the application to Patient Financial Services at 222 Medical Circle, Morehead, KY 40351; they will notify you of the decision in writing.
Good to know
- You can apply up to 240 days after your first bill — even if the bill already went to collections.
- A new bill means a new application — you can apply more than once. More in our guide You Might Not Have to Pay That Hospital Bill.
- Whatever remains after assistance can still be negotiated: How to Negotiate a Hospital Bill.
- Free help applying: Dollar For walks you through it at no cost.
See what St Claire Regional Medical Center charges
Check if you qualify at other hospitals
Sources
- Policy details above come from the hospital's own published materials, linked below. Policies change — if a link breaks or a number looks off, call the hospital and please tell us.
- St. Claire HealthCare Financial Assistance Program policy (PDF)
- St. Claire: Frequently asked questions (financial assistance)