Mclaren St Luke's: Financial Assistance & Charity Care
Can't afford a bill from Mclaren St Luke's? You may not have to pay all of it. Nonprofit hospitals must offer financial assistance — here are this hospital's actual income limits and how to apply, taken from its own published policy.
Quick facts
400%of the federal poverty level — the free-care income limit
Free care: Free care if your household income is at or below 400% of the federal poverty level.
Discounted care: Not published — call the billing department to ask.
How to apply: McLaren Health Care: Financial services
Phone: 844-321-1557 — McLaren Health Care financial counselors (also 586-710-8300).
How to apply
- Check the income limits above — eligibility is based on family size, income, and assets compared to federal poverty guidelines.
- Get the McLaren Health Care financial assistance application from the hospital's financial services page or by calling a financial counselor.
- Complete the application and submit it with supporting documents to the McLaren Health Care revenue cycle department, in person or in writing.
Good to know
- You can apply up to 240 days after your first bill — even if the bill already went to collections.
- A new bill means a new application — you can apply more than once. More in our guide You Might Not Have to Pay That Hospital Bill.
- Whatever remains after assistance can still be negotiated: How to Negotiate a Hospital Bill.
- Free help applying: Dollar For walks you through it at no cost.
See what Mclaren St Luke's charges
Check if you qualify at other hospitals
Sources
- Policy details above come from the hospital's own published materials, linked below. Policies change — if a link breaks or a number looks off, call the hospital and please tell us.
- McLaren Health Care Financial Assistance Policy (PDF)