Charleston Area Medical Center: Financial Assistance & Charity Care
Can't afford a bill from Charleston Area Medical Center? You may not have to pay all of it. Nonprofit hospitals must offer financial assistance — here are this hospital's actual income limits and how to apply, taken from its own published policy.
Quick facts
Free care: Free care (100% off your balance) if your family income is at or below 200% of the federal poverty level.
Discounted care: A partial discount if your family income is between 201% and 300% of the federal poverty level. All uninsured patients also get a 20% discount regardless of income.
How to apply: Charleston Area Medical Center: Financial assistance
Phone: 304-388-7530 — CAMC patient financial services (Mon-Fri); you can also talk to a financial counselor at each hospital (General: 304-388-6093, Memorial: 304-388-8263, Women and Children's: 304-388-2729).
How to apply
- Check the income limits above — CAMC also requires total assets of $50,000 or less (not counting your car and home).
- Complete the CAMC financial assistance application and gather proof of income and assets.
- Send the application to a CAMC financial counselor or call the number above for help.
- You can apply before, during, or after care; CAMC will send you a written decision.
Good to know
- You can apply up to 240 days after your first bill — even if the bill already went to collections.
- A new bill means a new application — you can apply more than once. More in our guide You Might Not Have to Pay That Hospital Bill.
- Whatever remains after assistance can still be negotiated: How to Negotiate a Hospital Bill.
- Free help applying: Dollar For walks you through it at no cost.
See what Charleston Area Medical Center charges
Check if you qualify at other hospitals
Sources
- Policy details above come from the hospital's own published materials, linked below. Policies change — if a link breaks or a number looks off, call the hospital and please tell us.
- CAMC: Financial assistance policy plain language summary
- CAMC: Billing and financial assistance FAQ